Online tenant screening for property owners
What’s in the Income Insights Report?
SmartMove® estimates total job and non-job related sources of income.
- Is the income close to or higher than what the tenant reported during the screening process
- Rent to income ratio
Straightforward Pricing
Choose who pays and no hidden fees.
SmartCheck Pro
When an average eviction cost $3,500✝, be more confident with our most complete sreening package.
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Best Value
SmartCheck Plus
When you want a little more information on your potential tenant.
${SmartCheck Plus:40}
SmartCheck Basic
Our basic screening includes our proprietary score and criminal background check.
${SmartCheck Basic:25}
Background Check Basic
Our basic screening includes our proprietary score and criminal background check.
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**The Criminal Report, Eviction Related Proceedings Report and SmartMove recommendation service (a credit score based recommendation) are subject to federal, state, and local laws that may limit or restrict SmartMove's ability to return some records or recommendations. Certain jurisdictions may limit what records are eligible for return, click here for more information.
✝ Based on a 2016 TransUnion Survey:
Save time and effort.
You’ll be able to decide for yourself which applicants require additional income verification and which ones you can skip.
Lower your risk.
Get insights on anyone with a credit report with at least one tradeline to help lower your risk of tenant payment problems.
Results from a trusted source.
Based on TransUnion’s® proprietary model that was verified against a variety of historical income data collected by independent third parties.
Be more confident that your prospective tenant makes what they say they make.
Frequently Asked Questions:
Because when the Income Insights estimate aligns with your applicant’s self-reported income, you can feel more confident in deciding to skip additional income verification.
Verifying a prospective tenant’s income is part of the process of doing landlord tenant credit checks, but it can be time-consuming. Often it requires a call to the applicant’s employer and additional paperwork.
As a busy property owner, you need an easy way to evaluate renter salary and decide whether or not additional income verification is necessary.
Income Insights is based on TransUnion’s proprietary model that was verified against a variety of historical income data collected by independent third parties.
The model analyzes the applicant’s self-reported income by using data from the credit report, including an analysis of how much they pay toward balances, the amount of money they spend, and the types of balances they carry among other factors.
Income Insights compares this credit behavior to the applicant’s self-reported income to determine whether additional income verification is recommended.
Income Insights can be used to analyze the income of anyone with a credit report, and also takes into account non-work related sources of income such as child support and alimony.
Income Insights allows you to analyze tenant income within minutes. You’ll be able to decide for yourself which applicants require additional income verification and which ones you can skip.
When Income Insights estimates your applicant’s income may be lower than what they reported, you can decide whether you need to do additional income verification.